Services:

• Investment Management

• Socially Responsible Investment (SRI/ESG)

• Employee Stock Option (ESOP) and RSU

• Third Party Money Managers (SMA)

• Retirement Plan Fiduciary Services

• Customized Financial Planning

• Education Savings Plan

• Long Term Care

Fees:

I. Investment Management fees are based on assets under management set on a sliding scale, typically from 1.5% to 0.5%, and are inclusive of all charges and cover trading costs. (Custodial ancillary account charges including account annual maintenance fees are paid by the client.)

II. Financial planning fees ranges from $1,500 to $5,000 depending on the modules selected; and, clients’ investable asset levels.

III. Fiduciary fees are negotiated as hourly or on a flat rate retention fee; or, billed as a percentage of assets under management.

The annual fee for asset management is payable in quarterly installments and is deducted from the account at the beginning of the period, prorated based on the managed accounts net asset value on the last day of each quarter.

Fees may vary from other advisors offering similar services.